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.redflag-panel{background:linear-gradient(135deg,#1a3a5c 0%,#2563a8 100%);border-radius:16px;padding:28px 32px;margin:36px 0;color:#fff}.redflag-panel h3{font-family:var(--fh);font-size:1.35rem;color:#fff;margin:0 0 14px}.redflag-panel ul{padding-left:20px;margin-bottom:0}.redflag-panel li{color:rgba(255,255,255,.9);font-size:.95rem;margin-bottom:8px}.redflag-panel strong{color:#fff7d6;font-weight:800}.redflag-panel li::marker{color:var(--gold)}.process-list{counter-reset:step;margin:18px 0 34px}.process-step{counter-increment:step;display:grid;grid-template-columns:54px 1fr;gap:18px;padding:20px 0;border-bottom:1px solid var(--border)}.process-step::before{content:counter(step,decimal-leading-zero);width:42px;height:42px;border-radius:50%;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.82rem}.process-step h3{margin:0 0 6px}.process-step p{margin:0;color:var(--muted)}
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